Adixoo - Where Innovation Meets Vision
Banking & Capital Markets

How a tier-one European bank cut its underwriting cycle by 38% — without a single layoff.

Case Study Visual

— Executive Summary

A leading tier-one European bank was struggling with legacy underwriting processes that took weeks, leading to high customer drop-off rates. Adixoo deployed a senior engineering pod to build an agentic AI solution that automates risk assessment while keeping humans in the loop.


— The Challenge

The existing system relied on fragmented data across multiple legacy cores, manually processed PDFs, and complex regulatory compliance structures.

— The Execution (AdaptAI Framework)

01 / Sense

Workflow Audit

Mapped the entire underwriting journey, auditing 14 separate manual intervention points.

02 / Shape

Model Graph & Guardrails

Designed a multi-agent routing system with strict compliance boundaries.

03 / Ship

Fabric Deployment

Co-authored code inside the bank's secure cloud perimeter using Adixoo Fabric™.

04 / Scale

Continuous AIOps

Set up real-time drift telemetry and latency monitoring.

Key Impact Metrics

-38%

Underwriting Cycle

11 Wks

Ideation to Launch

100%

In-house Pods

-92%

Manual Errors

Capabilities Deployed

Agentic AIRAG & RetrievalPython / LangGraphDevSecOps